who We Are
About Us
APL Credit is a trusted financial solutions provider specializing in customized funding options that empower businesses across industries. With over 25 years of expertise, we offer flexible and scalable financing solutions designed to support growth, innovation, and operational efficiency. From equipment leasing and technology financing to asset-backed funding, APL Credit ensures organizations have the financial resources they need to succeed.
A Commitment To Values
Excellence, integrity, and reliability drive everything we do. Our approach is built on transparency, trust, and a commitment to long-term success for our clients. By prioritizing strong relationships and ethical business practices, we ensure that every client receives financial strategies aligned with their unique goals.
Enabling Business Growth
Accessing the right financial resources can be the key to unlocking new opportunities. We provide tailored financing options that help organizations acquire essential assets while maintaining financial stability. Whether it’s funding for new technology, expanding operational capabilities, or optimizing cash flow, our solutions support businesses at every stage of their journey.
Frequently Asked Questions
What types of technologies qualify for financing?
We offer financing for a wide range of business assets, including IT equipment, medical and surgical technology, manufacturing tools, vehicles, and commercial infrastructure. Our solutions are designed to accommodate the needs of diverse industries.
Why choose financing over purchasing outright?
Financing helps businesses preserve cash flow while accessing the latest technology and equipment. It also provides potential tax advantages, such as Section 179 deductions, and allows for flexible payment structures that align with operational budgets.
What are the typical approval requirements?
Most lenders prefer businesses with at least two years of operating history, though startups may qualify with additional collateral or personal guarantees. Financial statements and a solid business plan demonstrating profitability can also enhance approval chances.
What financing terms and interest rates are available?
Terms generally range from 1 to 7 years, depending on the asset type and financing amount. Interest rates vary based on credit profile, asset category, and contract length, with many options requiring little to no upfront payment.
Why APL Credit?
Choosing APL Credit means working with a team dedicated to your success. We provide flexible, innovative financing solutions tailored to your unique business needs. Our expertise, integrity, and commitment to excellence make us more than just a financial provider — we’re a trusted partner in your organization’s long-term growth.
Let’s Get Started
Explore how APL Credit can help you achieve your financial goals. Contact us today to discuss customized funding solutions that align with your business strategy.